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Your home is your paradise on this planet. A place to dream, to live with your loved ones. Make your dream home happen by getting a Home Loan which matches your needs. We help you choose the Home Loan which are well suited for a busy professional like you who would want lower interest rate and a longer tenure to repay the home loan. Besides that, you will get an unbiased counselling and advice to ensure that all queries about home loans that you may have gets resolved.

Turn your dream home into reality with HLXP Capital.

Home Loans are available for:

Home Loan for new/ resale property : Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects

Home Loan for Development Authorities properties : Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc

Home Loan for properties by DAs, Societies : Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes

 

Loan Slab Home Loan Interest Rates (% p.a.)
For Women* (upto 30 Lakhs) 8.90 to 9.40
For Others* (upto 30 Lakhs) 8.95 to 9.45
For Women* (30.01 Lakhs to 75 Lakhs ) 9.05 to 9.55
For Others* (30.01 Lakhs to 75 Lakhs) 9.10 to 9.60
For Women* ( 75.01 Lakhs & Above) 9.10 to 9.60
For Others*( 75.01 Lakhs & Above) 9.15 to 9.65

*The above Home Loan interest rates varies from lender to lender. 

Get a Home Loan for new as well apartments/ bungalow/ villa/ plot available in resale. 

Avail Loan Against Property for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a Loan Against Property.

Do not miss a chance to lower your loan repayment EMIs when you have smarter options to choose from. Move your Home Loan outstanding balances to banks which offers lower interest rates so that you can pay lower monthly installments and enjoy the savings for the other things in life that really matter to you and your family.

Sometimes dreams need a little extra financial help. With Top Up Home Loans you can celebrate your personal or professional milestones such as marriage, a dream vacation, business expansion, debt consolidation etc. Let your dream fuel more dreams.

WHO CAN APPLY FOR THE HOME LOAN?

 

Applicant Co-Applicant 
Age: 18 - 60 years Adding Co-Applicant helps in maximizing the loan amount.
Profession: Salaried/ Self- employed Adding Women Co-Applicant helps in getting better interest rate.
Nationality: Indian All co-applicants need not be co-owners. Generally co-applicants are close family members.
Gender: Any  
 

DOCUMENTS REQUIRED

of Applicant/ Co-Applicant(s)
Proof of Both Identity and Residence ( KYC ) - Aadhar Card, Passport, Voter ID, Driver License

Proof of income - 

1) Last 3 months' Salary Slips

2) Last 6 months' Bank Statements, showing salary credits

Latest Form-16 and IT returns

Property related documents For New Homes:

1) Copy of the Allotment Letter / Buyer Agreement

2) Receipt/(s) of payment/(s) made to the developer

For Resale Homes:

1) Receipt/(s) of initial payment/(s) made to the seller

2) Copy of the agreement to sell (if already executed)

For Construction:

1) Proof of no encumbrances on the property Copy of the plans, approved by the Local Authorities

2) Construction estimate by an Architect / Civil engineer

Misc. Documents: 

1) Cheque for processing fee favouring the lending bank like HDFC, ICICI, State Bank of India

2) Passport size photograph of all the applicants / co-applicants to be affixed on the Application form and signed across.

3) Employment Contract / Appointment Letter in case current employment is less than year old

4) Last 6 months' Bank Statements showing repayment of any ongoing loans

 
State Bank of India

State Bank of India

Get your Home Loan financed through State Bank of India - the largest loan lender in India which charges most competitive interest rates and other fees.

HDFC Home Loan

HDFC Home Loan

Get your Home financed through HDFC Home Loans - one of the largest and efficient lenders in Indian Financing space.

PNB Housing

PNB Housing

PNB Housing excels in providing a complete bouquet of services to customers to meet their Home Loan needs.